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What do you use for your own security?

in these days in this era, empty glove White Wolf doesn't work a long time ago, no matter what you do are secured. Even you want to borrow, you have to have a guarantee. No matter if you want to make mortgage or loan, unsecured loans or guaranteed loans, you have something to let Bank lending you money is not wasted. So, what do you use for their own security?

mortgage loan: at the time of applying for a mortgage, you're using your own money to make their own security. Mortgages are without transfer of possession cases, property as collateral to the borrower or a third person, when the borrower cannot repay the loan principal, lender shall have the right to take the property at a discount or by auction, the sale of the property purchase price priority of repayment of the loan principal and interest loans. For example, if you took out a loan using the House as collateral money, expire if you haven't paid off, so your House will be forfeited, and auction.

  mortgage loan: at the time of applying for a mortgage loan, you are using your own certificates, bonds and other things in order to make their own security. Mortgage loan is without transfer of possession of the case, to the borrower or third person's property as collateral for loans. If a borrower cannot repay the loan principal and interest when, lender shall have the right to take the property at a discount or by auction, the sale of the property purchase price priority of repayment of the loan principal and interest loans. If you have your own pledge of deposit slip at the Bank, then you can't afford to change styles, the deposit slip is the Bank.

  guaranteed loan: when you apply for a secured loan, you must have a guarantor, then you are actually using your relatives (perhaps a colleague) to do a guarantee. If you don't have time to pay your guarantor must according to the agreed repayment of the loan principal and interest or responsibility.

  personal unsecured loan personal unsecured loan because you do not have a mortgage, personal credit will be given only by the broad masses of working people's favorite. But go back and think about it, is to rely on your own personal unsecured loan credit to do a guarantee. Apply for unsecured loans is one of the conditions to have a good credit history. If your credit history is bad, can't 90% you borrow. Standard Chartered Bank loan was taken, for example, if you show up in the near future 90 days overdue, you will not be eligible.

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