Knowledge quiz

first, the basic requirements of enterprise mortgages?
1, who hold credit cards issued by the people's Bank of China, no bad credit history
2, company registration and more than 1 year, an annual turnover of more than 3 million the last year.

Second, what is a credit card?
credit card is by the people's Bank to apply for a loan certificate issued by the enterprise, the enterprise certificate of eligibility must be provided to the bank borrowings. Implement the loan certificate system for financial institution means: increase transparency, reduce credit risk banks manage credit asset quality helps financial institutions clean up risky loans.

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